Financial Planning

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Financial Planning is a process.  At some point in your financial life you may begin to ask yourself typical Financial Planning questions.  

What do I need to retire?

When can I retire?

What will my lifestyle be at retirement?

Am I saving enough?

Do I need insurance?

Can I pass my business to my kids?

Will I need secondary income during retirement?

Is there anything I can do now that will make a big difference later?

Should I rollover my pension or take the scheduled payments?

Perhaps a recent event in your life has caused you to reflect on your financial future or just a gut feeling is telling you that now is the time for a Financial Check-up.  Pioneer offers different levels of Financial Planning exercises as well as a Flexible-Fee schedule that allows YOU to decide how you want to pay for your financial planning engagement.  Whether you need some simple goal planning or a comprehensive analysis, we are happy to help.  

Analysis includes:

 Income, cash flow analysis, employer sponsored retirement Plans, IRAs, personal property, liabilities, alimony, child support, pension, social security, working during retirement, windfalls, retirement / education needs, life insurance, medical, long term care, disability, auto, property and casualty, event planning, and special analysis.

A small change in your strategy now could have a big impact on your retirement picture many years from now.